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About Dave Buckwald, CFP®, ChFC®, CLU®, NSSA (Edit profile)

Dave Buckwald has dedicated his over 30-year-career to helping individuals, families, and business owners secure their financial futures, enabling them to focus on their passions. His work encompasses life insurance, estate planning, and wealth transfer strategies, driven by a mission to safeguard his clients’ hard-earned wealth. Dave’s commitment to financial preparedness is deeply personal, rooted in the loss of his father at a young age without any life insurance or legal plans in place, and the profound impact of losing 51 friends and clients during the September 11 attacks. These experiences have fueled his resolve to ensure that every family and business he serves is fully protected and financially organized. Under Dave’s leadership, OneTeam Financial has grown into a comprehensive service provider, offering coordinated, holistic financial planning. Recognized for his expertise and dedication, Dave is a sought-after speaker at industry events and contributes to leading financial publications. Beyond his professional accomplishments, Dave is deeply involved in community service, serving on the board of the Hackensack Meridian Philanthropic Foundation, and actively supporting the Two Hundred Club of Union County, New Jersey. His certifications include CFP®, CLU®, ChFC®, CLTC®, and NSSA®, and he is a charter member of Ed Slott’s Master Elite IRA Group® and a member of NAIFA and Finseca.

When High-Net-Worth Clients Say They Don’t Need Life Insurance

By |2026-09-29T09:30:08-04:00September 29, 2026|Advisor Posts, News|

Key Takeaways In my experience, high-net-worth clients who say they don’t need life insurance often reconsider once it’s introduced as a tax and legacy planning vehicle rather than a protection product. The SECURE Act made inherited IRAs less tax-efficient for many beneficiaries, making permanent life insurance a compelling alternative for ...

Beyond Protection: Life Insurance as an Asset Class for High-Net-Worth Families

By |2026-08-31T15:30:12-04:00August 31, 2026|Client Posts, News|

Key Takeaways For high-net-worth families, permanent life insurance can function as an asset class in its own right, not just as a death benefit The same features that make it potentially useful—tax-deferred growth, an income-tax-free benefit, and removal from the taxable estate through a trust—are difficult to combine in any ...

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