Prosperity Capital Advisors (PCA) is an SEC Registered Investment Adviser (RIA) founded in 2011 to address what we view as the biggest flaw of the financial services industry.
Inherently, financial services professionals sell financial products. Brokers sell investment products, insurance agents sell policies, attorneys sell legal documents, CPAs sell tax returns, and similar services, without any coordination on behalf of the client. This silo-approach can expose the American consumer to risks including gaps in services, overlaps, tax inefficiencies, unnecessary fees, and an underperforming long-term financial plan. With a founding principle of leading with a financial plan, not a product, Prosperity Capital Advisors works to identify and develop congruent financial plans that consider all the areas of an individual’s financial life, while providing advisors the capability to create custom financial and investment plans to help to meet the unique needs and best interests of the individual clients they serve.
Empowering Holistic Advisors
Prosperity Capital Advisors is a planning-first investment adviser whose mission is to support truly holistic financial planning where investments, insurance, tax, estate, Social Security, retirement income and healthcare planning goals are all strategically coordinated and aligned.
We work with a select group of independent financial advisors across the country, providing an array of robust resources, training and support, and an open architecture platform, empowering them to serve as holistic financial advisors to the American families they assist coast to coast.
Prosperity Capital Advisors is part of C2P Enterprises, a holding company comprised of four distinct brands, each in their respective capacity designed to simplify financial planning for advisors and the clients they serve while working in their best interest. Affiliated advisors can gain access to work with one, two or all of the brands when working to provide holistic financial planning.
Our brands include:
Clarity 2 Prosperity: A financial training, coaching and IP development organization that offers financial advisors turnkey financial planning, practice management and marketing processes. Its mission is to help advisors shift from a transactional mindset to holistic planners who offer best interest advice by coordinating all areas of their clients’ financial lives including investments, insurance, tax, estate, Social Security, retirement income and healthcare planning. To achieve this mission, it provides live, on-demand, group and one-on-one training, along with tools, resources, mentoring and support to ensure successful implementation of its packaged proven processes, including The Bucket Plan® Best Interest Process. These services are available to advisors affiliated with Clarity Insurance Marketing and Prosperity Capital Advisors, as well as to unaffiliated advisors for a fee, as well as to institutions such as broker-dealers and RIAs to systematically equip their advisors to deliver best interest financial planning to American families nationwide.
Clarity Insurance Marketing: A best interest-focused insurance marketing organization (IMO) that facilitates advanced product screening, selection and support for all lines of fixed insurance products, such as fixed and indexed annuities, single premium and traditional life insurance and asset-based long-term care products. It works to create efficient back-office support and quality service standards to help advisors issue new business quickly, accurately and effectively. Clarity is dedicated to the implementation of best interest practices for the use of its insurance products—effectively mitigating risk for institutions, their advisors, and ultimately American families nationwide through sophisticated case design, product selection and implementation of insurance solutions as financial planning tools.
Valor Capital Management: An SEC-registered investment adviser firm operating as a Turnkey Asset Management Program (TAMP). It has aligned with world-class investment managers to provide registered investment advisors an investment platform of core and satellite strategies to meet the unique needs of their advisors and clients. By providing strategic active management through a diverse lineup of core model portfolios alongside a customizable satellite offering of unique niche investment strategies and solutions, Valor helps RIAs and their advisors navigate the right investment offering, blended portfolio design, and operational implementation to meet the unique needs of their clients.