Maximize the growth, longevity and distribution of assets with
The Bucket Plan®
How can you optimize all of your financial goals? Simplify your financial planning with The Bucket Plan, our signature three-bucket approach that segments money based on purpose and time horizon.
For those in the prime of their careers, our holistic planning process, The Bucket Plan, will help you navigate the challenges that a busy life can have on maximizing opportunities to build your wealth. We start with having assets allocated to meet your short-, intermediate-, and long-term financial goals and delivery actively managed strategies that strive to maximize your wealth. Lastly, we layer on risk management for the what-ifs in life as well as advanced tax planning to help minimize your taxes, today and into the future.
Pre-Retirees & Retirees
Navigating market volatility, taxes, inflation and increasing life expectancies can be challenging when planning for retirement today. Invest too safely and you run the risk of losing purchasing power due to inflation; invest too aggressively, and you can be subject to significant financial loss. Both scenarios can create the risk of running out of money in retirement or having to reduce the standard of living you are accustomed to.
If you are at or near your retirement goal, The Bucket Plan helps mitigate the greatest dangers of retirement today, including market risk, interest rate risk, sequence of returns risk and tax inefficiencies all while helping you continue to grow your wealth to live the retirement you want.
For retirees, The Bucket Plan helps to:
- Structure your money to provide reliable, tax-advantaged income throughout retirement
- Protect against the what-ifs specific to retirement, such as healthcare planning
- Align your assets to pass on to the intended beneficiaries in the most tax-efficient manner
Each PCA advisor who offers our solutions completes comprehensive training on The Bucket Plan, our holistic planning process methodology and execution.
How the Bucket Plan Works
At Prosperity Capital Advisors, we believe it is essential for everyone to have access to a well-coordinated and holistic financial planning experience, and we have made it our mission to educate advisors on how to provide these services to families nationwide.
When working with Prosperity Capital Advisors, you will be able to achieve a well-orchestrated, holistic financial plan designed to reach your ultimate goals and objectives.