Help Protect Yourself Against Cyber Attacks and Fraud

At Prosperity Capital Advisors, we take security seriously and consider it a partnership. We follow rigorous protocols to help protect your information. You can do the same by following these cybersecurity tips and best practices. Keep Software Up to Date Software companies typically provide software updates for three reasons: to ...

Navigating Geopolitical Events

This morning, we learned that Russia launched an attack and invaded Ukraine. These recent actions remind us of the underlying uncertainty and geopolitical risk involved when investing in global markets. What will be the long-term impact? Navigating geopolitical events requires expertise and flexibility. Prosperity Capital Advisors' systematic, active approach adjusts ...

Is it Better to Have Medicare Advantage or Medigap?

With health insurance open enrollment well underway, many are registering to receive Medicare for the first time. Medicare, which is a federally funded health insurance program, offers subsidized healthcare services to individuals that meet specific eligibility criteria: Adults 65 or older Under 65 and have received social security disability insurance ...

What Is a Medicare Advisor?

In 1960, healthcare costs took up $27.2 billion, or 5%, of the United States’ gross domestic product (GDP). By 2018, U.S. healthcare hit an astonishing $3.5 trillion, which was 17.7% of the country’s GDP. In the United States, healthcare expenses are continuing this upward trajectory and are expected to maintain this ...

How to Transfer Property

In the United States, real estate has been—and continues to be—one of the most valuable financial investments a person can make. During estate planning, however, planning the transfer of that property can feel like a complicated, emotional, and stressful endeavor. There are multiple different ways a home can be transferred, some ...

When to Refinance Your Mortgage

If you are looking for ways to save money, refinancing your home may feel like a no-brainer. Lowering your interest rate, shortening your loan term, and tapping into your home’s equity are just a few possible outcomes for those who choose to refinance. That doesn’t mean refinancing your mortgage doesn’t ...

Social Security Tips for Married Couples

When you think about Social Security, it can feel like an endless puzzle game to determine which Social Security benefits strategy is right for you and your family. When and how you apply for your benefits can result in a difference of tens of thousands of dollars over the span of ...

Why Should You Work with a Fiduciary Financial Advisor?

Throughout your career you have worked hard so that you could enjoy retirement properly without having to worry about money. Unfortunately, the financial advisor you choose to work with can ultimately have a huge impact on whether the money you saved will be enough to reach your financial goals. Although ...

It’s Never Too Late to Work with a Financial Advisor

Many people assume there is a timeline they should follow when it comes to working with a financial advisor. However, this isn’t the case at all. There are different events and scenarios throughout a person’s life where it makes sense to consult with a financial professional. Regardless of whether you are starting ...

Medicare Supplement vs. Medicare Advantage

Turning 65 means that a lot of new opportunities are available to you. One item that most people will need to decide on when their 65th birthday arrives is what to do about Medicare. While everyone who is 65 or older has access to Original Medicare, also known as Medicare ...

Personal Finance Terms to Know Before Retirement

As you near retirement, it is common to become more concerned with your savings and investments. Unfortunately, unless you are a finance professional, some of the terminology that is often thrown around can be quite confusing. Coupled with the ever-changing stock market, fluctuations in interest rates, and unlimited investment options, ...

Go to Top